Toyota Finance Cessnock Hunter Valley

Personal Finance
Business Finance
Insurance
Toyota Access
Finance Calculator

That new car feeling is closer than you think

If you're looking for a new or pre-owned car, there's really no better way to make it happen than with a little help from Toyota Finance. We offer a variety of options for car loans that fit around your lifestyle and specific needs. No one knows car finance like Toyota Finance, so let's make it happen.

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Business Vehicle Financing

At Cessnock Toyota, we know that no two businesses are the same. That is why we offer a range of car finance options to suit your individual business requirements. So whether you're a small to medium business or a larger organisation, Cessnock Toyota has a range of finance options that may be suitable to you.

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Insurance

Toyota Insurance provides a range of personal and business insurance solutions, in conjunction with the Toyota Group of Companies and Cessnock Toyota. And you know you can count on the quality and value you've come to expect as a Toyota owner.

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Toyota Access

Available for new, eligible demo, and Toyota Certified Pre-Owned vehicles, a Toyota Access secured car loan gives you lower monthly repayments[F9] and the certainty of a Guaranteed Future Value[F2], so you can live for today while taking care of tomorrow.

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Finance Calculator

Estimate repayments on your Toyota with our handy finance calculator. Just enter your data into all required fields below to generate your estimated finance repayments.

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Consumer Fixed Rate Car Loan

Consumer Fixed Rate Car Loan

With so many new and pre-owned cars out there, it's not easy to find the right one for your needs. Fortunately, car finance is a lot easier with Toyota Finance.

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your car loan plus the freedom to choose the term length, ranging from 1-7 years, helping you get into the car you want, today.

Key Benefits include:

  • A fixed interest rate for the term of your car loan
  • Flexible car loan terms, ranging from 1-7 years
  • Financing of vehicles up to 7 years old
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Toyota Access

Toyota Access - Consumer Fixed Rate Car Loan

With Toyota Access, you'll be surprised at how soon you could be reliving that new car feeling. Toyota Access is a smart program that gives you an exceptional level of choice, confidence and flexibility when it comes to car finance, both now and in the future.

Key Benefits include:

  • The assurance of fixed monthly payments
  • The certainty of a Guaranteed Future Value*
  • The flexibility to trade, keep or return your Toyota
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Novated Lease

Novated Lease

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your car finance and running costs directly from your salary.

Key Benefits Include:

  • Tax-effective financing through pre - and post-tax salary deductions
  • Control and flexibility - drive the car of your choice that suits your lifestyle
  • Convenient and cashless motoring - with the option to include all car running costs
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*The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

This SPDS, dated 8 December 2022 applies to all new policies commencing on or after 22 January 2023 and all renewal policies commencing on or after 28 February 2023. This SPDS updates and should be read in conjunction with the Toyota Comprehensive Motor Vehicle Insurance Policy and Product Disclosure Statement with preparation date: 5 February 2021 and any other applicable SPDS we may have given you. Download Supplementary Product Disclosure Statement PDF.